Tap on Mobile
Accept contactless payments nearly anywhere
By turning an Transforming an Apple iPhone1, an Android smartphone, or a tablet into a terminal, allows you to effortlessly receive secure contactless payments from our vast community of over 305 million dedicated cardholders2, regardless of where they opt to conduct their transactions.
By turning an Transforming an Apple iPhone1, an Android smartphone, or a tablet into a terminal, allows you to effortlessly receive secure contactless payments from our vast community of over 305 million dedicated cardholders2, regardless of where they opt to conduct their transactions.
How does it work?
For the secure acceptance of contactless payments, a merchant installs an application on their mobile device, enabling it to serve as a point-of-sale terminal. Subsequently, a cardholder completes the transaction by tapping their contactless card, digital wallet, or wearable device on the merchant's mobile device.
Tap on Mobile use cases
Small to midsize merchants
Provide a contactless substitute for conventional card readers. The activation process is straightforward using an acquirer application.
Store pickup
Transform an online purchase into a transaction conducted in person when the item is collected, providing customers with a streamlined checkout encounter.
Delivery or service
Short on cash? Tap on Mobile allows payment upon delivery. Moreover, there's a chance for potential upselling opportunities.
In-store or restaurant
Escape from queues and extended waiting periods. Interact with customers at their convenience to finalize transactions.
Transit
Ensure continuous passenger flow by embracing contactless ticket purchases directly on-board.
New technology
Offer developers chances to incorporate innovative payment technology within their applications.
1.Necessitates an iPhone XS or a more recent model running iOS 15.5 or a later version. The Contactless Symbol is a trademark owned by EMVCo, LLC, and employed under authorization. Apple's Tap to Pay on iPhone is currently accessible solely within the United States.
2. Engagement with the Discover® Global Network and data projections from RBR Global Cards Data and Forecasts until 2027, as of September 2022.
Good for you, good for business
Acquirers
Enable merchants faster and attract new acceptance on Android and iOS.
Merchants
Use a new or existing smartphone or tablet1 – no additional hardware required.
App developers
Take advantage of an easy way to enable Discover® contactless acceptance.
Ways to enable Discover Tap on Mobile acceptance
Work with one of our payment partners
Establish a connection with one of our authorized solution partners specializing in Discover Global Network Tap on Mobile, encompassing both Android and Apple Tap to Pay on iPhone.
Use our software development kit (SDK)
Minimize both development time and expenses, all the while maintaining increased authority over the ultimate product, by utilizing the Discover Tap on Mobile software development kit.
Customize your solution by building your own kernel
Have the most control over building your own kernel using our specifications.